Here were are goals to get to the dream
- Get the kids raised and out of the house.
- Retire (him, I still work from home)
- update the house and get it ready for sale
- find the perfect place
- sell our home and buy the perfect place
- live happily every after.
Back in January, we reached were we could take on #4. We made a list of things we "must have" to purchase a property. Must have: Land, not just a nice lot, 5 or more acres: a log cabin or an old farmhouse, condition is negotiable; A wrap around porch or a house where one could easily be added; The home had to be in Iowa, South Western Wisconsin or Northern Illinois; It had to be within our budget, Had to be on a gravel road.
We figured that it would take a year or better to find the perfect place like that because, while we have expensive taste, we had a small budget. I searched craigslist, realtor.com, zillow, etc. Each time I would find a house that looked like it would fit into our must haves, I would show Dave and we would look it over. We found a lot of great places, but most of the time, they were scrubbed from our list because of taxes. The price may be great, but when taxes were $4500/year, that would add on over $300 a month to the mortgage payment. Yikes!
One day I was on craigslist and came across a property just a few miles from my parents in north central Iowa. It had 20 acres, a creek, big old farmhouse, with in budget, taxes were low, on a gravel road, but no porch. Still, this was almost too good to be true. We called and made plans to look at the house.
We figured that it would take a year or better to find the perfect place like that because, while we have expensive taste, we had a small budget. I searched craigslist, realtor.com, zillow, etc. Each time I would find a house that looked like it would fit into our must haves, I would show Dave and we would look it over. We found a lot of great places, but most of the time, they were scrubbed from our list because of taxes. The price may be great, but when taxes were $4500/year, that would add on over $300 a month to the mortgage payment. Yikes!
One day I was on craigslist and came across a property just a few miles from my parents in north central Iowa. It had 20 acres, a creek, big old farmhouse, with in budget, taxes were low, on a gravel road, but no porch. Still, this was almost too good to be true. We called and made plans to look at the house.